What goals do you have for the coming years? A new place to live? A good education for your children? Or do you finally want to put your big dreams into reality once you have retired?
With s Fonds Plan you can get closer to your ideas over an extended period of time, step by step, in small amounts. s Fonds Plan combines the traditional concept of saving with the return opportunities of securities. From EUR 50, with a fund of your choice!
With s Fonds Plan you regularly, for example once a month, invest in a fund of your choice. You automatically invest a fixed amount of money, thus buying fund shares at the respective issue price.
More favourable price due to the cost average principle
By investing a fixed amount every time, your average purchase price will be lower than for one-off purchases. The “cost average principle” is particularly beneficial for strongly fluctuating prices, as you can buy more shares when prices are low than when they are high.
More return thanks to the compound interest effect
Your income is automatically reinvested in the fund, which means it starts working for you immediately.
Automatic value adjustment
At your discretion your payments can be raised annually by a fixed percentage or amount (in EUR). This way you offset inflation.
You choose the investment period
At the end of your investment you can choose whether you want to withdraw or re-invest you capital or whether you want to have it paid out as supplementary private pension.
Please note: the sale of shares at lower prices may cause losses.
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All data is sourced from ERSTE-SPARINVEST Kapitalanlagegesellschaft
m.b.H. and Erste Asset Management GmbH unless indicated otherwise. Our
languages of communication are German and English.
The prospectus for UCITS (including any amendments) is published in Amtsblatt zur Wiener Zeitung
in accordance with the provisions of the InvFG 2011 in the currently
amended version. Information for Investors pursuant to § 21 AIFMG is
prepared for the alternative investment funds (AIF) administered by
ERSTE-SPARINVEST Kapitalanlagegesellschaft m.b.H. and Erste Asset
Management GmbH pursuant to the provisions of the AIFMG in connection
with the InvFG 2011.
The fund prospectus, Information
for Investors pursuant to § 21 AIFMG, and the key investor document/KID
can be viewed in their latest versions at the web site www.erste-am.com
or obtained in their latest versions free of charge from the domicile
of the management company and the domicile of the custodian bank. The
exact date of the most recent publication of the fund prospectus, the
languages in which the key investor document is available, and any
additional locations where the documents can be obtained can be viewed
on the web site www.erste-am.com.
This document serves as additional
information for our investors and is based on the knowledge of the
staff responsible for preparing it at the time of preparation. Our
analyses and conclusions are general in nature and do not take into
account the individual needs of our investors in terms of earnings,
taxation, and risk appetite. Past performance is not a reliable
indicator of the future performance of a fund.
Please note that investments in
securities entail risks in addition to the opportunities presented
here. The value of shares and their earnings can rise and fall. Changes
in exchange rates can also have a positive or negative effect on the
value of an investment. For this reason, you may receive less than your
originally invested amount when you redeem your shares. Persons who are
interested in purchasing shares in investment funds are advised to read
the current fund prospectus(es) or the Information for Investors
pursuant to § 21 AIFMG, especially the risk notices it or they contain,
before making an investment decision.
Please consult the corresponding
information in the prospectus or Information for Investors pursuant to §
21 AIFMG for restrictions on the sale of fund shares to American
citizens. Misprints and errors excepted.
All information displayed on our
official website is based on sources that Erste Asset Management
(Company) (1138 Budapest, Népfürdő u. 24-26., No. of permission:
E-100.017-18/2003; H-EN-III-1138/2012; H-EN-III-125/2014) considers
credible, but the Company does not take responsibility for them. This
document serves as additional information for our investors. It cannot
be considered as investment advice, investment offer, analysis or
The capital market, the
macroeconomic situation, the investments and return are driven by
factors that the Company cannot control. The Company does not take
responsibility for consequences of the investor’s decision.
The information displayed are not
comprehensive. This document serves as additional information for our
investors and is based on the knowledge of the staff responsible for
preparing it at the time of preparation. Past performance is not a
reliable indicator of the future performance of a fund.
Our analyses and conclusions are
general in nature and do not take into account the individual needs of
our investors in terms of earnings, taxation, and risk appetite.
Please note that investments in securities entail risks in addition to the opportunities presented here.
Before making an investment
decision, please read the actual Fund Prospectus - which contains
detailed information on investment policy, potencial risks, distribution
costs and other related costs - that is available on the website of the
Erste Asset Management Ltd. (www.erstelapkezelo.hu) and at place of distributions.